And so, Again, Why Aren’t you wealthy?

Allow me to begin by taking you on a thought-provoking, imaginary tour. Now, imagine if God fulfilled His promises and ensured that every endeavor you started prospered, granting you all sufficiency in all things. How many businesses would you be willing to launch? What ideas would you generate?
Do you have an idea that God can use to transform your financial situation, an idea that could uplift your family and even impact generations to come?

Let’s begin with Deuteronomy 8:18 (NIV): “But remember the Lord your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today.” Proverbs 13 reminds us that the diligent soul shall be rich. But here’s the key: action is required. After God reveals your idea, it is your responsibility to act on it. 

Bishop Tudor Bismarck wisely stated that  “Prayer is not in the success equation! Prayer is in the revelation equation. Success starts when you implement the instructions you received in prayer.”

The difference between those who walk in abundance and those who remain in need is simple: implementation of ideas. You must be diligent and work hard to implement the vision He has given you. From that point forward, prayer is not the primary need, execution is.

So, seek the Lord’s guidance in prayer, but also ask Him for the power to create wealth—as declared in Deuteronomy 8:18.

Financial management is a crucial aspect of life that can lead to prosperity and wealth creation. Let's explore some essential principles and practical steps to help you manage your finances effectively.

Prosperity and wealth-creation are vital topics, especially for those who believe in a higher purpose. Despite Africa's rich natural resources, poor governance and corruption have hindered its economic growth. To create wealth, one must navigate through three stages: getting money, keeping money, and growing money.

Recalibrating Your Financial Thermostat

Everyone has a financial thermostat that determines their comfort level with money. To grow financially, you need to raise the temperature on your financial thermostat. This involves renewing your mind and changing your mindset about money. If you believe you can only earn a certain amount, you'll never push beyond that limit. By setting higher financial goals and believing in your ability to achieve them, you can break through your financial barriers.

Why Wealth Creation Is a Kingdom Issue

Wealth creation is not just about personal gain; it's about fulfilling a greater purpose. Money itself is not evil; it's the love of money that can lead to problems. Believers are encouraged to create wealth to solve problems and demonstrate love and generosity. Using your wealth to support community projects or charitable organizations can have a significant impact and fulfill a higher purpose.

Work: A Blessing from God

Work is a blessing and a means to create wealth. Diligence and hard work lead to financial success and provide opportunities to bless others. By working diligently at your job, you not only earn a living but also have the chance to help others, whether through mentorship or financial support.

Scaling Your Work and Business

The universe is wired for increase, and so should your business. Scaling involves production, multiplication, and dominion. Understanding the Cashflow Quadrant can help you transition from being an employee to an investor. If you run a small business, consider ways to expand your product line or enter new markets to increase your revenue. Modern-day slavery is working just to survive. The only money that is truly yours is what you save for investments. A money management plan is essential for financial freedom. You will do yourself good by creating a budget that prioritizes savings and investments, ensuring you have a plan for financial independence.

Stewarding Your Resources Well

Knowing your net worth and cash flow is crucial for financial management. Assets put money into your pocket, while liabilities take money out. Aim for passive income to eventually exceed your expenses. Here you can start small by investing in rental properties that generate monthly income, covering your living expenses and providing financial security.

Investing for Growth

Investments are necessary for financial growth. Study and have knowledge about investments and diversify to manage risk. Group investments can achieve more than individual efforts. Clear guidelines and policies are essential for success. Instead of putting all your money into one stock, spread your investment across different sectors to minimize risk.

Join an investment club where members pool resources to invest in larger projects, sharing both the risks and rewards.

The Grace of Giving & Partnering with God

Generosity is key to financial growth. Giving is like sowing seeds that will multiply. God loves a cheerful giver and promises to bless those who give. Tithing is a response to God's blessing. It's not about the law but about acknowledging God's provision. Tithing is a partnership with God in financial matters.

Start by regularly donating a portion of your income to causes you care about, trusting that your generosity will be rewarded. Set aside 10% of your income as a tithe, trusting that this act of faith will bring blessings.

First fruits: The Pathway of Promotion

First-fruits is giving the first of your increase to God. This principle leads to promotion and financial miracles. For example, when you receive a raise, give the first portion of your increased income as an offering, believing it will lead to further blessings.

Kings are generous, and their giving reflects their royalty. Solomon's generosity is a model for believers. Generosity towards God and others is a mark of true royalty. Be generous with your resources, whether it's through financial donations or acts of kindness, reflecting a heart of royalty.

Conclusion

Financial problems often have deep roots. God is asking you What do you have? He wants to work with that and multiply it. Acting on God's instructions leads to financial multiplication. If you're struggling financially, start with what you have, whether it's a small savings or a skill, and trust that diligent effort and faith will lead to growth.

By applying these principles, you can manage your finances effectively, create wealth, and fulfill a greater purpose. Remember, financial management is not just about accumulating wealth but using it wisely to make a positive impact.